Ruskin Homes with Canal - Saltwater Frontage

Ruskin Homes with Canal - Saltwater Frontage

Welcome to Ruskin, Florida—a hidden gem nestled in the heart of Hillsborough County. Known for its serene waterfront views and vibrant community spirit, Ruskin offers a unique blend of natural beauty and modern living. Just a stone's throw away from the bustling city of Tampa, this charming town is the perfect escape for those looking to enjoy a slower pace while still being close to urban amenities.

One of the standout features of Ruskin is its stunning homes with canal and saltwater frontage. Imagine waking up to the gentle sound of waves lapping at your dock, with the sun casting a golden glow across the water. These properties offer not only breathtaking views but also direct access to the expansive waters of Tampa Bay, making them ideal for boating enthusiasts, fishing aficionados, or anyone who simply loves the tranquility of waterfront living.

The homes in Ruskin are as diverse as its residents, ranging from cozy single-family homes to luxurious waterfront estates. Many of these properties come equipped with private docks, allowing you to explore the picturesque waterways right from your backyard. With an abundance of outdoor activities at your fingertips—from kayaking and paddleboarding to fishing and birdwatching—living in a canal-front home in Ruskin means embracing a lifestyle that celebrates nature and adventure.

As you explore the welcoming neighborhoods of Ruskin, you'll find a community that values connection and camaraderie. Local farmers' markets, parks, and family-friendly events foster a sense of belonging, making this charming town the perfect place to call home. Come discover the enchanting allure of Ruskin and see why so many are drawn to its beautiful canal-front living!

Newest Ruskin Homes with Canal - Saltwater Frontage

$499,900
3 Beds ⋅ 2 Baths ⋅ Collura Sub SubDv. ⋅ 33570 Zip Code
Nestled near the open bay with direct water access, this 1,580-square-foot 3/2 home with a boat lift delivers effortless waterfront living backed by modern updates for peace of mind and convenience. The thoughtfully refreshed interior features three bedrooms, two redesigned bathrooms, and a completely renovated kitchen showcasing crisp white shaker cabinets, gleaming granite countertops, and premium appliances perfectly suited for quiet mornings or entertaining after a day on the water. Outside, the property truly shines for boating enthusiasts, offering a brand-new 2023 boat lift, generous RV and boat parking, and a covered carport. The functional backyard adds rare charm with custom-built raised vegetable gardens and a versatile work shed that could easily convert into a private home office or used as ample storage for anything you need. Best of all, peace of mind is already built in so you can inherit quality rather than projects. Every major system has been recently upgraded, including a 50-year metal roof (2020), a new AC system (2021), a full whole-house re-plumb out to the street (2022), and hurricane-impact windows and doors (2024). This isn't just an address; it's a turnkey lifestyle ready to be enjoyed.

106 Steven Street, Ruskin
$380,000
Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
Premium Waterfront 3/4-Acre Homesite on Ruskin Inlet — Direct Access to Tampa Bay & the Gulf A rare opportunity to own a beautiful 3/4-acre vacant waterfront property overlooking the Ruskin Inlet, offering direct access to Tampa Bay and the Gulf of Mexico. This oversized homesite sits in a quiet, established community that still carries the peaceful Old Florida feel — mature trees, gentle breezes, and wide-open water views. Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet, Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Previous home removed — the property is cleared for new construction Quiet, charming community with an authentic Old Florida atmosphere Why This Property Stands Out This is one of the few remaining large waterfront parcels in the area with no deed restrictions and no CDD fees. Whether you envision a private estate, two custom homes, or a coastal retreat, this property offers unmatched versatility and value.

409 1st Avenue Nw, Ruskin
$350,000
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
There is something special about a home that delivers just as much inside as it does outside, and this beautifully renovated END-UNIT condo in Bahia del Sol does exactly that. Located within Little Harbor, a one-of-a-kind waterfront community in Ruskin, the moment you arrive, it feels as though you've escaped to a tropical vacation—only this time, you get to call it home. The setting immediately captures your attention with panoramic views across the waterway and neighboring nature preserve, while abundant natural light showcases an interior that has been extensively and thoughtfully transformed. Add direct boating access to Tampa Bay and the Gulf, and the result is an exceptional combination of beautiful design, incredible surroundings, and the Florida lifestyle people come here to find. Inside, the extensive renovation has created a fresh, cohesive design with thoughtful upgrades throughout. Ceramic tile flooring flows from room to room, complemented by upgraded 5-inch baseboards, textured ceilings, updated window treatments, new closet doors, and space-saving pocket doors. At the heart of the home, the beautifully redesigned kitchen features new cabinetry, quartz countertops, all-new Frigidaire appliances, and a dedicated wine bar with wine refrigerator—creating a stylish space that is just as functional for everyday living as it is for entertaining. The bathroom has been completely refreshed with a spacious walk-in shower featuring a glass enclosure and beautifully tiled walls and flooring, along with new vanities and toilets. A newer A/C system with mold-prevention technology and newer water heater add peace of mind, while standing-height attic space with cabinetry provides an impressive amount of additional storage rarely found in condo living. Even the details behind the scenes have received attention, including refurbished sliding-door tracks and rollers, new screens, and regularly maintained ductwork. Step outside and the waterfront becomes an extension of the home. Newly installed spacious decks along the canal create an incredible place to fish, relax, watch dolphins and manatees pass by, or simply take in the peaceful surroundings. The community kayak and canoe launch makes exploring the canal and river effortless, while the heated pool just across the street overlooks the Bay and offers beautiful sunset views and a barbecue area for gathering with friends. BOATERS, this location is hard to beat! Bahia del Sol offers onsite boat slips based on availability with DIRECT ACCESS TO TAMPA BAY AND THE GULF—no lifts or bridges along the way. Just a short walk away, Little Harbor adds even more to the coastal lifestyle with a half-mile stretch of white-sand beach, waterfront restaurants, a tiki bar, live music, hotel, marinas, high-and-dry boat storage, fishing charters, eco tours, and sunset cruises. Whether you're searching for a waterfront primary residence, an unforgettable Florida getaway, or an investment property with vacation-rental potential, this condo offers remarkable flexibility in an extraordinary setting. NO CDD and convenient access to Tampa, St. Petersburg, Sarasota, shopping, dining, golf, and everyday conveniences. Beautifully renovated, meticulously cared for, and surrounded by everything that makes waterfront living so special—this is Florida living done right.

817 B Bahia Del Sol Drive Unit 40, Ruskin
$399,900
2 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Discover the charm of true Florida waterfront living at this adorable riverfront cottage, where character, nature, and an incredible waterfront setting come together. This special property sits directly on the river with two private docks, natural mangroves, and a natural riprap seawall, creating a peaceful and picturesque shoreline that flows seamlessly into the river. The charming cottage has lovingly maintained its original character and offers a rare opportunity to enjoy the laid-back lifestyle of Old Florida. Mature oak trees provide shade and beauty, while the expansive grounds offer plenty of room to spread out, entertain, park an RV, or accommodate a large boat. Step outside and let the river become your backyard. Spend your days boating, fishing, relaxing on the docks, or simply taking in the ever-changing waterfront views. As evening arrives, watch manatees and playful porpoises make their way through the river while the sun sets over the beautiful mangrove vista, painting the sky in unforgettable colors. A truly special waterfront retreat—where the charm of a classic Florida cottage meets the beauty and adventure of direct riverfront living.

1609 Saffold Park Drive, Ruskin
$750,000
3 Beds ⋅ 3 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
This solidly built 3 bedrooms plus office two-story home is a fantastic opportunity for salt life living. Situated directly on a saltwater canal with a private dock and boat lift. Filled foam and concrete blocks with reinforcement and metal roof. Great installation house was not affected by the last two storms. This home exceeds code requirements. The property offers great potential for someone looking to renovate and create their own waterfront retreat while taking advantage of the existing structure and desirable location. With plenty of room for customization, this home presents an excellent opportunity to bring your vision to life and enjoy boating, fishing, and the relaxed waterfront lifestyle. The property features a large, spacious garage area that offers excellent versatility and plenty of room for vehicles, a boat, workshop space, storage, or recreational equipment. With its generous size and convenient layout, the garage provides valuable additional space and is a great feature for anyone looking for room to work, store belongings, or accommodate multiple vehicles. The home also features an owned solar panel system, offering the potential for increased energy efficiency and reduced reliance on traditional power sources. Having the solar panels owned outright adds value and provides an attractive benefit for the next owner looking to take advantage of renewable energy and potential long-term savings. Lift needs servicing and dock maybe unstable. Proceed at your own risk. Seller assumes no liability.

819 Blue Heron Boulevard, Ruskin
$319,900
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv. ⋅ 33570 Zip Code
New Price! WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin
$169,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Now is your chance to own a turnkey, fully furnished WATERFRONT condo in the master planned community of Little Harbor. This beautifully updated and spacious condo with its king size bed, couch, full size refrigerator, microwave, and dining table and chairs provides a comfortable stay for owners/guests who relish Resort style amenities. The balcony welcomes you morning or night to enjoy coffee/refreshments as you watch motor yachts and majestic sailboats traveling to and from the open waters of Tampa Bay. Within a few steps walk to one of two heated pools and two waterfront restaurants. This unique community located directly on Tampa Bay has a half mile of white sand BEACH, a playground, bocce and shuffleboard, a basketball court, tennis and pickleball courts, fitness center, clubhouse, and the two heated swimming pools. A beach front expanded tiki bar, indoor restaurant, as well as outdoor patio seating offer extraordinary Sunsets and live music weekly. See TOUR 2 for Little Harbor community aerial. This destination Resort type of lifestyle also has 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is an additional option located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skis, etc. This condo represents an excellent opportunity as a vacation property, second home or investment. Property management available - DAILY rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses nearby. Taxes INCLUDE CDD. Don’t hesitate another minute - call today to schedule an appointment to view this lovingly maintained condo and start enjoying the Florida lifestyle!

611 Destiny Drive Unit 403, Ruskin
$1,075,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
STUNNING WATERFRONT HOME! The world is your oyster and so is this dwelling located at 815 2nd Avenue NW in Ruskin, Florida. Experience true Florida waterfront living at its finest in this one of a kind 6-bedroom, 5-bathroom, coastal estate offering direct access to the Bay. It’s nestled on a beautifully landscaped gated property, this unrivaled residence blends privacy, recreation, and everything required to live the good life on this lavish waterfront sanctuary. Boating enthusiasts will be stoked with the private dock and boat port making it a breeze to spend your days on the open water. Guests can unwind on their own private sandy shore and gather around the waterfront firepit to take in the ambiance of Florida’s exceptional nature and sunsets. This home features over 5,000 square feet of expansive living areas, generously sized bedrooms, and an open concept layout that is optimal for entertaining. Also included are two full kitchens perfect for hosting extended family or multi-generational living. That is not including the kitchen that is located in the attached guest house that also features a private entrance, immense bedroom, full bathroom, living room, and dining room. A fully equipped professional-style gym and versatile floor plan further enhance the home’s appeal. No HOA or CDD fees, ample space for boats and RVs, and prime waterfront location. This property is a rare opportunity ideal as a luxury residence, family compound, or investment. .

815 2nd Avenue Nw, Ruskin
$625,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. 2 YEAR HOME WARRANTY INCLUDED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.

805 Leisey Circle, Ruskin
$475,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
**Waterfront Living on the Ruskin Inlet | Direct Access to Tampa Bay | No HOA | No CDD** Welcome to 803 Leisey Circle, where waterfront views, direct Tampa Bay access, and the freedom of no HOA or CDD fees come together to create the ultimate Florida boating lifestyle. Nestled along the picturesque Ruskin Inlet, this beautifully maintained 3-bedroom, 2-bathroom waterfront residence offers an exceptional opportunity to enjoy life on the water. Positioned on a deep-water, wide canal with a private dock, you'll have easy access to Tampa Bay for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises right from your backyard. Inside, the home showcases a bright and inviting layout designed to maximize its stunning waterfront setting. New tile flooring flows throughout the entire home, providing a modern, cohesive look with absolutely no carpet. Expansive windows frame tranquil water views from nearly every main living space, including the primary suite, living room, dining room, kitchen, and the spacious covered lanai. The renovated kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, and a full suite of brand-new appliances. Whether preparing a casual breakfast before heading out on the boat or entertaining guests, you'll appreciate both the functionality and the scenic water views. The primary suite offers a peaceful waterfront retreat where you can wake each morning to sparkling inlet views. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai, where indoor and outdoor living seamlessly blend together. This expansive space is ideal for morning coffee, waterfront dining, evening cocktails, or simply relaxing while watching dolphins, manatees, and coastal wildlife pass by. Designed for peace of mind and long-term value, the home features impact-rated windows, a durable metal roof, HVAC system replaced in 2018, water heater installed in 2025, and recent updates throughout. The lanai roof was also refreshed in 2026. Located in the heart of Ruskin's waterfront community, you'll enjoy convenient access to local marinas, waterfront restaurants, shopping, parks, and beaches while remaining just a short drive from I-75, downtown Tampa, Tampa International Airport, St. Petersburg, and Florida's Gulf Coast attractions. Whether you're searching for a year-round residence, seasonal retreat, or waterfront getaway, this rare Ruskin Inlet property delivers the boating lifestyle so many dream about?with no HOA restrictions standing in the way. Bring your boat, your fishing poles, and your Florida dreams. Whether you're seeking weekend adventures on Tampa Bay, sunset cruises from your private dock, or simply a peaceful waterfront setting to call home, 803 Leisey Circle offers an opportunity to embrace the lifestyle you've been waiting for. Schedule your private showing today and experience firsthand why life on the Ruskin Inlet is one of Tampa Bay's best-kept secrets.

803 Leisey Circle, Ruskin
$1,349,000
4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1 SubDv. ⋅ 33570 Zip Code
Experience elevated coastal living in the exclusive gated waterfront community of Antigua Cove, where luxury, boating, and breathtaking marina views come together in one extraordinary residence. Built in 2022, hardly lived in and perfectly positioned with direct access to Tampa Bay and the Gulf with NO FIXED BRIDGES, this stunning waterfront completely turn key home offers the ultimate Florida lifestyle just moments from open water, waterfront dining, and the marina. Spanning 3,517 square feet, this light-filled residence features 4 bedrooms, 3.5 bathrooms, a spacious loft, bonus flex room/optional 5th bedroom, private elevator, and a thoughtfully designed layout ideal for both everyday living and effortless entertaining. From the moment you step inside, soaring ceilings, expansive sliding glass doors, and panoramic marina views create an immediate sense of luxury and tranquility. The open-concept living space seamlessly connects the great room, dining area, and chef’s kitchen, all framed by the stunning waterfront backdrop. Designed for entertaining, the kitchen features an oversized island, gas range, abundant cabinetry, designer finishes, and a stylish dry bar with additional storage. The indoor-outdoor flow captures the essence of coastal living, with natural light pouring in from every angle. The first floor includes a private guest suite with en-suite bath, an additional flex space perfect for a home office, gym, or optional 5th bedroom, powder bath, generous storage, and elevator access to the second level as well as to the garage. The unique split 3-car garage configuration offers exceptional flexibility for vehicles, golf carts, water toys, or even future lift storage thanks to the soaring ceiling height. Upstairs, the expansive loft leads to a luxurious primary retreat where sweeping marina views and unforgettable sunsets become part of your daily routine. Step onto the private waterfront balcony directly from the primary suite and enjoy morning coffee or evening wine overlooking the boats below. The spa-inspired primary bath features a soaking tub, oversized walk-in shower with multiple shower heads, dual vanities, and a large walk-in closet. Two additional guest bedrooms, a full bath, and upstairs laundry complete the second level. Outside, enjoy a covered waterfront lanai, private dock, and backyard space perfectly positioned to embrace the boating lifestyle. For added convenience, the Freedom Boat Club is located directly at the marina, offering effortless access to the water without the maintenance of boat ownership. Antigua Cove residents enjoy a gated luxury waterfront lifestyle with community amenities including a clubhouse with community pool within walking distance and yacht club, all conveniently located near Little Harbor, downtown Tampa, St. Petersburg, and some of the area’s best boating destinations. Whether you are searching for a full-time waterfront residence, seasonal escape, or luxury coastal vacation retreat, this exceptional home delivers the rare combination of modern construction, marina-front living, and timeless coastal elegance. This is more than a home—it’s a waterfront lifestyle designed for those who want to experience the very best of Tampa Bay living. All you have to do is show up with your boat! Opportunities like this rarely come available in Antigua Cove—schedule your private tour today and experience waterfront luxury living at its absolute finest.

3016 Christophers Watch Lane, Ruskin
$446,000
4 Beds ⋅ 4 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code
Welcome to 3202 Mangrove Point Drive, where investment opportunity meets effortless coastal living in the waterfront community of Little Harbor. This RARE 4-bedroom END-unit townhome stands out from the rest, offering extra privacy, abundant natural light, and a flexible layout designed for both personal enjoyment and income potential. A main-level bedroom and full bath create the perfect setup for guests, while the upper level features three additional bedrooms, each with its own private balcony terrace, inviting in the coastal breeze and water views. Offered fully furnished and completely turnkey, this property is already operating as a successful short-term rental - ready to generate income from day one. Thoughtfully equipped with everything guests love, including furniture, TVs, 8 bicycles, and two golf carts, it delivers a seamless experience for both owners and visitors. Whether you're targeting Airbnb revenue or looking for a personal escape, this home checks every box with low-maintenance ownership and high guest appeal. Beyond your front door, the lifestyle truly comes to life. Residents and guests enjoy access to a private fishing pier, a white sandy beach, multiple waterfront dining options, resort-style pools, a marina with direct access to the Bay and Gulf (no bridges), and endless ways to stay active - from tennis and pickleball to kayaking along scenic waterways often visited by dolphins and manatees. Sunset views from the private pier, days spent on the water, and evenings at the tiki bar create a vacation-like atmosphere year-round. Perfectly positioned for convenience, you're within easy reach of Tampa's vibrant dining, sports, and entertainment scene, while also being a short drive to world-renowned beaches like Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. Whether you're seeking a low-maintenance coastal retreat, a high-performing investment, or the best of both worlds, this waterfront townhome delivers a lifestyle, and return - that's hard to match.

3202 Mangrove Point Drive, Ruskin
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