Palm Harbor Homes with Deed Restrictions Community Features

Palm Harbor Homes with Deed Restrictions Community Features

Welcome to Palm Harbor, Florida – a charming gem nestled in the heart of Pinellas County. Known for its picturesque landscapes and vibrant community spirit, Palm Harbor offers a delightful blend of suburban tranquility and coastal charm. With its lush greenery, scenic parks, and proximity to the stunning Gulf of Mexico, this city is perfect for those seeking a serene lifestyle without sacrificing convenience.

Palm Harbor boasts a variety of homes, many of which are located within deed-restricted communities. These neighborhoods are designed to maintain the aesthetic and value of the properties, ensuring a beautifully cohesive environment for residents. With strict guidelines regarding home appearance, landscaping, and community upkeep, living in a deed-restricted community provides peace of mind and a sense of pride in homeownership.

Residents of Palm Harbor enjoy access to top-rated schools, a plethora of shopping and dining options, and a variety of recreational activities. Whether you’re exploring the scenic trails of the Pinellas Trail, relaxing at the local beaches, or enjoying a round of golf at one of the many nearby courses, there's something for everyone in this vibrant city.

The community spirit in Palm Harbor is palpable, with numerous events and activities that bring neighbors together. From farmers' markets to seasonal festivals, there’s always something happening. If you’re looking for a place that combines the beauty of nature with a strong sense of community, Palm Harbor is the perfect choice for your next home. Come and experience the charm of this delightful Florida town!

Newest Palm Harbor Homes with Deed Restrictions Community Features

$385,000
3 Beds ⋅ 2 Baths ⋅ Lake St George Unit Viii-A SubDv. ⋅ 34684 Zip Code
Completely renovated in 2026, high and dry in FLOOD ZONE X, brand-new hurricane impact-rated windows and doors, an unbeatable location, all for just $385,000. Welcome to 2783 Steeple Court, set on a generous corner lot at the beginning of a quiet cul-de-sac. From the moment you walk in, the open layout, cathedral-height ceilings, and thoughtfully selected finishes immediately set this home apart. Warm natural tones and thoughtful design choices give the main living space an airy, spacious feel. Every detail was selected with a designer’s eye, creating a home that feels elevated, cohesive, and genuinely beautiful. The main living areas are open, bright, and designed for the way people actually live. Natural wood tones and contemporary finishes give the home a warm, inviting feel. Luxury vinyl waterproof flooring runs throughout, with an on-trend paint color and no popcorn ceilings, all new interior doors, baseboards and trim, updated outlets and switches, and new light fixtures. The gorgeous kitchen features new 42-inch soft-close cabinetry, stunning Calacatta Sunset quartz countertops, a dedicated pantry, and brand-new stainless steel appliances. The expansive peninsula comfortably accommodates four barstools, perfect for morning coffee, casual meals, or entertaining. Both bathrooms have been completely updated with new tile, new vanities, and clean modern finishes. Custom linen-inspired shades adorn the windows throughout the home, adding a soft, elevated finish. Even the garage is clean. The result is a thoughtfully renovated home where beautiful design meets practical updates. Outside, enjoy a screened porch for bug-free indoor outdoor living. The smart glass door instantly switches from clear to private at the touch of a button. The large, fully fenced, freshly grass-seeded backyard offers plenty of space to entertain, garden, and play. The hardi-board siding is perfect, the soffit is new and the home exterior is freshly painted. Fresh landscaping complements the property’s mature trees and established setting. Enjoy peace of mind because the home is equipped with all brand new, fully permitted hurricane impact rated windows and doors. This home is situated high and dry in FLOOD ZONE X and being in a NON-EVAC zone, you’ll never have to leave for hurricanes if you don’t want to. Have a boat, jet ski, or recreational trailer? No problem! The HOA allows you to park it behind your fence and you have a corner lot for easy drive in access! The Lake St George Community offers a fantastic POOL, playground, tennis courts, pickleball courts, basketball courts and of course access to Saint George Lake complete with a dock and kayak launch all for the low fee of $475/year. Easy access to US-19 and McMullen Booth Rd for commuting. 25 minutes to Tampa International Airport, 20 minutes to the St Pete/Clearwater Airport, 7 miles to the white sand Honeymoon Island Beach, 10 minutes to multiple boat ramps, 4 miles from the Countryside Mall, 5 minutes to Target, Publix, and Walmart. The Pinellas County Trail Extension is only 1 mile away for biking and scenic exercise. Close to shopping, dining and medical facilities. Palm Harbor is known for its excellent schools. This home is zoned for top A-Rated elementary, middle & high schools! Schedule your showing now, this move-in-ready home will not last long!

2783 Steeple Court, Palm Harbor
$220,000
2 Beds ⋅ 2 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Waterfront Palm Harbor Condo with Canal Views, Pool & Community Dock! Enjoy the Florida lifestyle in this 2-bedroom, 2-bath well cared for second-floor block construction condo located in the desirable Cove Springs waterfront community of Palm Harbor! Offering approximately 1,000 square feet of living space, laminate and tile flooring throughout as well as granite countertops in the kitchen and bathrooms! This condo features a comfortable layout and a screened-in porch, perfect for relaxing and enjoying the beautiful Florida weather. One of the standout features of this home is the waterfront setting. From the kitchen window, enjoy a peaceful view of the canal, where manatees and dolphins can often be spotted. The water heater was replaced in 2025 for added peace of mind. All appliances covey including the Washer and Dryer purchased in 2024 and the Dishwasher replaced in 2026! The community also offers a private dock, providing a great place to fish, enjoy the water, or simply unwind while taking in spectacular Florida sunsets. Residents can also enjoy the community pool and the relaxed atmosphere of this waterfront community. The location is hard to beat! The Pinellas Trail is directly across the street, making it easy to enjoy walking, jogging, or biking. You'll also be close to restaurants, shopping, golf, parks, beaches, and some of the area's most popular coastal destinations. Prime Location: Approximately 1.5 miles from Innisbrook Golf Resort, approximately 3 miles from Tarpon Springs Sponge Docks, approximately 3 miles from Downtown Palm Harbor, approximately 4 miles from Sunset Beach, approximately 5 miles from Fred Howard Park, approximately 6 miles from Honeymoon Island State Park, approximately 7 miles to Downtown Dunedin, and approximately 9 miles to Pier 60 / Clearwater Beach. Whether you're looking for a full-time residence, seasonal Florida getaway, or an opportunity in a highly desirable coastal area, this condo offers an excellent combination of waterfront living, community amenities, and location. Come see why Palm Harbor is such a desirable place to call home!

4805 Alt 19 Unit 624, Palm Harbor
$1,080,000
4 Beds ⋅ 4 Baths ⋅ Juniper Bay Ph 4 SubDv. ⋅ 34685 Zip Code
Experience the elegance of Juniper Bay, where quiet streets, mature landscaping, and a long-standing reputation for upscale living. This luxury home in Juniper Bay at Lansbrook features soaring ceilings, bright living spaces, BONUS ROOM upstairs that can easily be used as a 5th bedroom, OFFICE, UPDATED 2024 kitchen cabinets, and NEW HVAC systems from 2025, 2024, and 2019. Fresh EXTERIOR PAINT (2026) and INTERIOR PAINT (2024) add a modern feel, while the screened lanai, POOL and SPA include NEW 2025 pump, filtration, and GAS heater. Outdoor living includes multiple seating areas, lush landscaping, well for irrigation. Enjoy private access to LAKE TARPON featuring community boat ramps, parks, nature and wild life and multiple recreational sports courts and fields. Located minutes from John Chesnut Sr. Park, Lansbrook Golf Club, Lake Tarpon, dining, shopping, and top-rated schools, this property blends comfort, luxury, and peace of mind. Schedule your private showing today.

5091 Jasmine Way, Palm Harbor
$279,900
2 Beds ⋅ 3 Baths ⋅ Wedge Wood Of Palm Harbor SubDv. ⋅ 34684 Zip Code
Excellent location! Beautifully updated and extremely well maintained! This two bedroom/two and one half bath townhome is in a prime Palm Harbor neighborhood. Wedgewood of Palm Harbor is a tree lined community that is exceptionally pretty and well managed. Wind through the streets back to this townhome which has one of the highest elevations in the neighborhood. Flood zone X- no flood insurance required and no water intrusion during the storms of 2024. Enter through the large screened patio which is ideal for outdoor entertaining and relaxing. Plenty of room for your BBQ grill. The floorplan offers a spacious living room, a fully updated kitchen with gorgeous cabinets, granite countertops including a center island, stainless steel appliances, tiled backsplash and pendant lighting. Sliding glass doors from the kitchen and living room lead out to the screened patio. The laundry room is on the first floor and shares space with the half bathroom. Brand new water heater 2026. The second floor primary bedroom has a generously sized walk-in closet and a fully updated ensuite bathroom with 12x24 tile, updated cabinets, dual sinks and granite countertops. The second bedroom features a full wall of closet space - up to the ceiling. and the adjacent hall bathroom is also fully updated. Each bedroom overlooks the patio. Wedgewood of Palm Harbor is a delightful community, quiet and nestled in nature with gorgeous, lush landscaping. Enjoy the many community amenities: pool, playground, tennis courts and a fishing lake. Great access to US Hwy 19 and just a short drive to excellent shopping and dining. The schools are top notch. This property is in immaculate condition and truly move-in ready. Fresh and clean and a pleasure to view. Come see! Other information: Roof age 2013, HVAC age 2022, Water heater age 2026, Water Softener age 2025

2726 14th Court, Palm Harbor
$599,000
3 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit Twenty Eight SubDv. ⋅ 34684 Zip Code
Palm Harbor Golf Course Paradise! Welcome to Highland Lakes, one of Palm Harbor's most sought-after 55+ golf resort-style communities, where active living meets breathtaking golf course views. Perfectly positioned on the Red #3 fairway with no rear neighbors, this beautifully maintained 3-bedroom, 2-bath home offers timeless Florida charm, exceptional updates, and an unbeatable location on a quiet cul-de-sac. Outstanding curb appeal begins with lush tropical landscaping, a stately shade tree, and a welcoming covered front porch. Situated on a beautifully landscaped lot, this move-in-ready home is surrounded by mature landscaping, abundant wildlife, and the peaceful beauty Highland Lakes is known for. Enjoy peace of mind with numerous recent upgrades including a NEW roof, NEW gutters and downspouts, NEW well pump, NEW water softener, and a stunning NEW sunroom showcasing panoramic golf course views. Step inside to a bright, inviting floor plan designed for comfortable living and entertaining. The spacious formal living room features a large bay window, a cozy fireplace, and abundant natural light, while the adjacent formal dining room is perfect for holiday meals and special occasions. The spacious kitchen is a chef's delight with solid wood cabinetry featuring convenient roll-out drawers, granite countertops, a breakfast bar, and a casual dining area framed by a bay window overlooking the golf course. French doors and a pass-through window connect the kitchen to the spectacular new 288 sq ft sunroom, creating seamless indoor-outdoor living. Open to the family room, this inviting space also features French doors leading to a charming brick patio overlooking the fairway—the perfect setting for morning coffee or evening sunsets. The new sunroom is truly the centerpiece of the home, surrounded by walls of windows that capture breathtaking golf course views and fill the space with natural light year-round. Designed with privacy in mind, the split-bedroom floor plan features a spacious primary suite with sliding glass doors opening directly to the sunroom, a custom walk-in closet, a second custom closet, and an updated ensuite bath complete with dual sinks, LED mirror, and a beautifully tiled walk-in shower with both rain and handheld shower heads. Two generously sized guest bedrooms are supported by an updated hall bath featuring a tiled walk-in shower and quartz vanity. A spacious interior laundry room offers cabinetry, a utility sink, and direct access to the oversized two-car garage. Highland Lakes offers one of Tampa Bay's premier active adult lifestyles with free golf on three executive 9-hole courses, heated pools, tennis, pickleball, bocce, shuffleboard, fitness classes, arts and crafts, woodworking, clubs, social events, and exclusive access to Lake Tarpon with pontoon boats, fishing pier, boat/RV storage, and a lakeside lodge. Conveniently located minutes from downtown Palm Harbor, Dunedin, Tarpon Springs, shopping, restaurants, medical facilities, the Pinellas Trail, award-winning Gulf beaches, Tampa International Airport, and professional sports venues. This exceptional golf course home combines quality updates, spectacular views, and resort-style amenities in one of Palm Harbor's most desirable 55+ communities. Don't miss this rare opportunity to enjoy Florida living at its finest where neighbors become friends, and every day feels like a vacation. NOT IN A FLOOD ZONE – 39 feet above sea level.

3495 W Links Court, Palm Harbor
$474,916
3 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit Fifteen Ph 4 SubDv. ⋅ 34684 Zip Code
Virtually Staged. Welcome to Highland Lakes, a 55+ active adult community featuring three executive 9-hole golf courses and an array of amenities beyond golf, including two community pools, boating and fishing on Lake Tarpon, and a lively clubhouse. This private residence sits on an oversized corner lot and features a new roof installed in July 2026, plus new carpeting in the bedrooms, family room, and a new hotwater heater (August 2026). Step through the double-door entry into the spacious living area. The split-bedroom floor plan offers a comfortable primary suite with a walk-in closet. The third bedroom does not have a closet and is currently used as a home office. The centrally located kitchen keeps the chef connected to family and guests. An enclosed Florida room with new flooring opens to the patio, creating a great space for grilling and outdoor relaxation. A two-car garage provides plenty of room for vehicles or a golf cart. Come enjoy the active Highland Lakes lifestyle and all it has to offer!

1591 Longford Drive, Palm Harbor
$479,000
3 Beds ⋅ 2 Baths ⋅ Windmill Pointe Of Tarpon Lake Unit Two SubDv. ⋅ 34685 Zip Code
Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the desirable Windmill Pointe of Tarpon Lake community in Palm Harbor. Offering approximately 1,600 square feet of living space, a 2-car garage, a spacious living room, and a private backyard backing to the woods, this move-in-ready home offers a wonderful combination of modern updates, functionality, and privacy. The home has been thoughtfully refreshed with new kitchen cabinets, beautiful quartz countertops, updated bathroom vanities, luxury vinyl flooring, new lighting, and new appliances. The modern finishes create a clean, cohesive feel throughout the home while providing the style and functionality today’s buyers are looking for. The updated kitchen is a standout feature, combining new cabinetry, beautiful quartz countertops, and new appliances to create a fresh and inviting space that’s ideal for both everyday living and entertaining. The large living room provides plenty of space for relaxing and gathering with family and friends. The split-bedroom floor plan offers added privacy and flexibility, with the primary bedroom separated from the additional bedrooms. Both bathrooms have been updated with new vanities and contemporary finishes. Step outside to the private backyard, where the wooded backdrop creates a tranquil setting and a nice sense of privacy. It’s an ideal place to enjoy your morning coffee, entertain guests, or simply relax at the end of the day. Located in the desirable Palm Harbor area, Windmill Pointe of Tarpon Lake offers convenient access to shopping, dining, parks, beaches, and other Tampa Bay amenities. If you’re looking for a completely updated Palm Harbor home with modern finishes, a spacious living room, split-bedroom floor plan, private wooded backyard, 3 bedrooms, 2 bathrooms, and a 2-car garage, this property is ready to impress. Schedule your private showing today!

2718 Woodhall Terrace, Palm Harbor
$159,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to this well maintained 2-bedroom, 2 bath end unit villa in the desirable 55+ Highland Lakes community! With an abundance of natural light, this affordable home features a spacious family room, a functional kitchen, and two generously sized bedrooms with comfortable separation from the main living area. The home also offers convenient inside laundry and a versatile Florida room with access from both the living room and primary bedroom, making it an ideal spot for morning coffee, a home gym, reading, or additional living space. Recent improvements include fresh interior paint (2026), new bedroom carpet (2026), a new roof (2023), and an A/C system (2020). Highland Lakes offers an active Florida lifestyle with a clubhouse, pickleball, social activities, and boat access for scenic rides on Lake Tarpon. Conveniently located near shopping, dining, and beautiful Gulf beaches, this villa offers a great combination of comfort, convenience, and community. Come see why Highland Lakes is such a wonderful place to call home!

2211 Lark Circle W Unit D, Palm Harbor
$274,900
2 Beds ⋅ 3 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Welcome to Dolly Bay Condos, a charming Key West-style waterfront community situated directly on beautiful Lake Tarpon! This unique 2-bedroom (with a Loft), 2.5-bathroom residence with almost 2,000sqft of living; offers three-story, townhome-style living with the added bonus of a spacious third-floor loft that can serve as an office, flex space, guest area, or additional bedroom. With no neighbors above you and the elevator just steps from your door, this home offers both privacy and convenience. Inside, you'll find vaulted ceilings, granite countertops, stainless steel appliances, and modern flooring throughout, creating a bright and inviting living space. The community has also undergone several major recent improvements, including a brand-new metal roof in 2024, along with newly completed exterior siding and fresh paint, giving Dolly Bay a refreshed and updated appearance. Enjoy the Florida waterfront lifestyle with an impressive collection of community amenities, including tennis and pickleball courts, a heated pool, grill area, clubhouse, fishing, and direct boating access to beautiful Lake Tarpon. Dolly Bay also offers rentable boat slips, with current availability for motorboats, kayaks, and paddleboards, making it easy to get out on the water and enjoy Lake Tarpon. HOA fees include water, trash, sewer, and exterior pest control for added convenience. With its unique multi-level layout, recent community improvements, fantastic amenities, and direct access to Lake Tarpon, this home offers an incredible opportunity to experience waterfront living in Palm Harbor!

2511 Dolly Bay Drive Unit 308, Palm Harbor
$529,900
3 Beds ⋅ 2 Baths ⋅ Patty Ann Acres SubDv. ⋅ 34683 Zip Code
Virtually Staged. Welcome to Patty Ann Acres in the heart of Palm Harbor! This 3-bedroom, 2-bath home offers a flexible floor plan with a spacious bonus room, private pool, and 2-car garage. A newly pavered front patio creates an inviting entrance and additional outdoor space to enjoy. Inside, the home offers multiple living areas and plenty of flexibility for everyday life. The bonus room provides valuable additional space for a home office, Florida room, playroom, fitness area, or second living room. The kitchen features ample cabinetry and connects conveniently to the main living and dining areas. Ceiling fans in all bedrooms. Step outside to your private backyard pool, with plenty of surrounding deck space for lounging, grilling, and entertaining. The NEWLY fenced backyard adds privacy and room to enjoy the Florida lifestyle year-round. Located in established Patty Ann Acres, this home puts you close to everything that makes Palm Harbor such a sought-after place to live—including downtown Palm Harbor, Dunedin, shopping, dining, parks, and the Gulf beaches.

2069 Kingfisher Drive, Palm Harbor
$109,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
This beautifully renovated 1-bedroom, 1-bathroom first-floor unit in Cove Springs offers a move-in-ready opportunity in a unique waterfront community situated at the end of a spring-fed canal. Nearly every major component has been updated, including a new kitchen, renovated bathroom, new AC, electrical panel, and water heater. Tile floors throughout for easy cleaning and durability! The spacious bedroom features a walk-in closet, while the first-floor location provides convenient, easy access. Enjoy the Florida lifestyle with community amenities including a Screened-in Pool, kayak launch and kayak storage with Gulf access, plus a fishing pier. Ideally located near the Pinellas Trail, shopping, dining, beautiful Gulf beaches, parks, the famous Tarpon Springs Sponge Docks, Innisbrook Golf Resort, and more, this fully renovated condo is perfect for anyone looking for a low-maintenance home in a fantastic Palm Harbor location. Schedule your showing today!

4805 Alt 19 Unit 414, Palm Harbor
$157,000
1 Beds ⋅ 1 Baths ⋅ Green Valley Estates Unit Two SubDv. ⋅ 34683 Zip Code
Discover the perfect location to enjoy the ultimate Florida lifestyle with this charming 1-bedroom condo in desirable Palm Harbor. Just minutes from Honeymoon Island, scenic waterfront dining, top-notch golf courses, and shopping centers, this condo offers the best of coastal living. Relax and unwind by the community pool, or meet neighbors for a friendly game of shuffleboard. Your private patio provides the perfect spot to enjoy the outdoors with friends and family. Plus, with your own covered carport, loading and unloading is a breeze, your car is just steps away! Well-maintained and move-in ready, this condo features a newer roof (2022) and an affordable HOA fee of only $240/month, which covers water, trash, exterior maintenance, and gutter cleaning. The clubhouse offers a great space to socialize, stay active, and make new friends. Pet-friendly, all ages welcome, and low-maintenance, this is the ideal property for anyone looking to embrace life in the Sunshine State. Don't miss out on this opportunity to own a piece of paradise!

670 Green Valley Road Unit F5, Palm Harbor
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