Palm Harbor Homes with Boatable Water Water Frontage

Palm Harbor Homes with Boatable Water Water Frontage

Welcome to Palm Harbor, Florida, a picturesque gem nestled in the heart of Pinellas County. Known for its stunning waterfront views and vibrant community, Palm Harbor offers an idyllic lifestyle that seamlessly blends relaxation with recreation. This charming town is characterized by its lush landscapes, friendly neighborhoods, and a rich array of amenities that cater to every lifestyle.

One of the most appealing features of Palm Harbor is its access to boatable water, making it a paradise for water enthusiasts. Imagine waking up to the gentle sound of waves lapping against the shore, with your own boat docked just steps from your back door. Homes with boatable water frontage in Palm Harbor provide not just a residence, but a lifestyle filled with adventure and leisure. Whether you enjoy fishing, kayaking, or simply cruising along the scenic waterways, these properties offer direct access to the stunning Gulf of Mexico and the tranquil waters of Tampa Bay.

In addition to its natural beauty, Palm Harbor boasts a vibrant community with top-rated schools, delightful parks, and a variety of shopping and dining options. The local culture is rich with events and activities, ensuring there’s always something happening. From quaint cafes to bustling farmers' markets, residents enjoy a warm, welcoming atmosphere that makes Palm Harbor feel like home.

If you’re seeking a coastal haven that offers both tranquility and adventure, look no further than Palm Harbor. Discover your dream home on the water and embrace the enchanting lifestyle that awaits you in this beautiful Florida town.

Newest Palm Harbor Homes with Boatable Water Water Frontage

$790,000
4 Beds ⋅ 4 Baths ⋅ Lake Tarpon Estates SubDv. ⋅ 34684 Zip Code
WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance—ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,900 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.

3131 N Canal Drive, Palm Harbor
$197,500
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
Waterfront Living with Private Dock & Direct Gulf Access in Palm Harbor! Enjoy the best of Florida’s waterfront lifestyle in this beautifully renovated 1-bedroom, 1-bath, villa-style condo with a private dock and direct access to the Gulf of Mexico. Positioned on a scenic lagoon connected to a saltwater canal leading to the Gulf, this property offers an exceptional opportunity to enjoy boating, fishing, and waterfront living right outside your door. The waterway provides access to the Gulf with one fixed bridge along the route, accommodating center-console and pontoon boats with drop-down tops. Cast a line right from your private dock, where Snook, Redfish, and Blue Crab have been caught, or simply relax and enjoy the ever-changing water views. Dolphins and manatees can often be spotted from the dock, adding to the appeal of this peaceful waterfront setting. Inside, the condo has been thoughtfully renovated with fresh, contemporary finishes. The updated kitchen features new cabinetry, appliances, countertops, and a beautiful backsplash, while the renovated bathroom adds to the home's move-in-ready appeal. Sliding glass doors provide wonderful lagoon views and bring the waterfront setting into the living space. An in-unit stackable washer and dryer adds everyday convenience. Major improvements include a new HVAC system (2022), new dock (2021), new roof (2025), and new impact-rated exterior door (2025). The low monthly condo fee includes water, sewer, basic cable, trash, and insurance. Conveniently located near the Pinellas Trail, with easy access to downtown Palm Harbor, the Tarpon Springs Sponge Docks, restaurants, shopping, parks, and area beaches. No rentals are permitted. If you've been looking for a low-maintenance waterfront home with a private dock, Gulf access, and substantial recent improvements, this Palm Harbor condo is for you.

599 Westwinds Drive Unit 9, Palm Harbor
$159,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to this well maintained 2-bedroom, 2 bath end unit villa in the desirable 55+ Highland Lakes community! With an abundance of natural light, this affordable home features a spacious family room, a functional kitchen, and two generously sized bedrooms with comfortable separation from the main living area. The home also offers convenient inside laundry and a versatile Florida room with access from both the living room and primary bedroom, making it an ideal spot for morning coffee, a home gym, reading, or additional living space. Recent improvements include fresh interior paint (2026), new bedroom carpet (2026), a new roof (2023), and an A/C system (2020). Highland Lakes offers an active Florida lifestyle with a clubhouse, pickleball, social activities, and boat access for scenic rides on Lake Tarpon. Conveniently located near shopping, dining, and beautiful Gulf beaches, this villa offers a great combination of comfort, convenience, and community. Come see why Highland Lakes is such a wonderful place to call home!

2211 Lark Circle W Unit D, Palm Harbor
$749,900
3 Beds ⋅ 4 Baths ⋅ Fresh Water Estates SubDv. ⋅ 34684 Zip Code
LAKE TARPON - right out your back door!! A 2,500 acre, fresh water lake known for excellent bass fishing, boating, water skiing. Moor your boat at your backyard deck/dock in a protected canal & enjoy all the lake benefits & fun! This peaceful, residential setting provides a perfect backdrop for your own 'resort' oasis. Float around in the solar heated pool, relax & unwind in the hot tub, watch movies from multiple pool lounge/seating areas, enjoy drinks & food at the poolside dining tables or star gaze amidst soft, perimeter pool lighting. The 'heart' of this home is the open concept 'gallery'. At one end, a wood burning fireplace quietly glows, then seamlessly intertwines with the dining area & wet bar, finally transitioning into a culinary delight! Chef's kitchen includes extensive wood cabinetry, matching quartz counters & backsplash, bar seating, coffee/side bar, double ovens, butler's pantry. The tranquil environment continues in the 'primary' suite with fireplace, dual walk in closets, double office desk area & screened balcony; primary bath includes double sinks, shower, oval soaking tub. Bedrooms 2 & 3 each have their own private bath. Inside utility room equipped with work sink, washer & dryer hook-ups, full pool bath. Freshly painted, pendant lighting, security system, outside window sun shutters & 2 car garage complete the package. Style, functionality & waterfront! Love where you live!!

93 S Canal Drive, Palm Harbor
$242,500
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code
Nearly a new unit. All walls have been textured, new luxury vinyl plank flooring throughout surrounded by 5.25" white baseboards. The LR has been updated to include a new ledger rocked wall with fireplace that can also be used as a heater for the evenings when you just want to take the chill out of the air. The wall has also been designed structurally to accomodate a hanging tv. The kitchen has been opened up to provide a peninsula that allows for counter seating and has been extended to include a coffee bar with wine frdge along with a newly constructed pantry closet featuring a glass paneled barn door closure. The primary bedroom is both ample in size (17.5' x 10.8) and natural light. It includes a walk in closet along with an ensuite bath that features new large format tile shower wall and a custom wall niche, anew vanity and light. The bright and light guest bedroom is also good size with a double closet. The guest bathalso features new large format tile, larger vanity and new light. The sunroom is enclosed and offers an encaustic tiled floor and air conditioning. The community amenities are country club quality featuring 3 golf courses, pool(s), exercise equipment, auditorium, bocce, tennis/pickleball, shuffleboard, pontoon boats that can be captained to take you to eatery on Lake Tarpon. The community sits on Lake Tarpon and has an additional Clubhouse Lodge with pool and Lake access. And if you prefer to bring your own boat (or RV) there is a separate secured parking area on site.

1339 Queen Anne Drive Unit C, Palm Harbor
$279,000
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
WATERFRONT + PRIVATE DOCK + DIRECT GULF ACCESS! This charming Palm Harbor villa-style condo is truly one of a kind! The unit has been BEAUTIFULLY RENOVATED from top to bottom featuring a CUSTOM KITCHEN with built-in cabinets, solid surface countertops, gorgeous tile backsplash, new stainless steel appliances and HUGE KITCHEN ISLAND with ample seating! Also in the kitchen is a dedicated bar area with high-end icemaker and workstation desk. NEW plumbing, HVAC, duct work, water heater, impact door, electrical rewiring, exterior and interior painting, NEW LVP flooring throughout - all permitted work. The newly configured floorplan adds a BONUS ROOM that would be great for guests, a nursery or office. Situated on a saltwater canal leading to the Gulf, your private dock puts boating, fishing, kayaking and manatee watching outside your door. Ideally located near the Pinellas Trail, Tarpon Sponge Docks, Innisbrook, Fred Howard Park, Honeymoon Island, Sunset Beach and local restaurants and shopping. MUST SEE! The monthly fee includes water, trash, sewer, internet, cable TV, pest control, lawn maintenance, insurance, exterior maintenance and grounds care! This is the perfect starter home, retirement home or second home for winter travelers. No leasing is permitted at this time. Pets are allowed, 2 max under 40 lbs.

609 Westwinds Drive Unit 4, Palm Harbor
$260,000
2 Beds ⋅ 2 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Discover the perfect blend of comfort, style, and convenience in this beautifully updated 2-bedroom, 2-bath condo offering an impressive 1,635 square feet of living space. Designed for easy, low-maintenance living, this home features tile flooring throughout, creating a bright, modern look that’s both stylish and practical. Enjoy peace of mind with a new A/C installed in 2026. The updated kitchen is equipped with granite countertops and newer stainless steel appliances, including a refrigerator, range, microwave, and dishwasher. Entertain with ease at the dry bar complete with a built-in wine fridge, while the included washer and dryer add everyday convenience. Both bedrooms have wood flooring and are generously sized and complemented by abundant closet space throughout the home, providing exceptional storage. The thoughtfully designed floor plan offers comfortable living areas while maintaining privacy where it matters most. Unwind on the screened-in porch overlooking peaceful, lush greenery with no rear neighbors—your own private retreat to enjoy morning coffee or evening relaxation. Perfectly situated in the heart of Palm Harbor, you’ll be just minutes from shopping, dining, beautiful Gulf beaches, Lake Tarpon, Tampa International Airport, and highly rated Palm Harbor schools. Whether you’re searching for a spacious primary residence, a seasonal getaway, or a low-maintenance Florida lifestyle, this move-in-ready condo offers the perfect combination of modern updates, generous living space, and an unbeatable location. Schedule your private showing today!

2533 Dolly Bay Drive Unit 105, Palm Harbor
$269,700
2 Beds ⋅ 3 Baths ⋅ Dolly Bay Vlg On Lake Tarpon Condo SubDv. ⋅ 34684 Zip Code
COME LIVE THE FLORIDA LAKE LIFESTYLE! Move-In Ready and thoughtfully remodeled, this furnished (optional) 2-bedroom, 2.5-bath, two-story condominium offers dual primary suites, soaring vaulted ceilings, direct access to beautiful 2,534-acre Lake Tarpon, boat slips available on a first-come, first-served basis, kayak storage, a New HVAC (2024), New Metal Roof (2024), New Electrical Panel, a Clean 4-Point Inspection (April 2026), and the added peace of mind of being located in Flood Zone X—all within Dolly Bay, one of Palm Harbor's most charming waterfront communities. With just 84 residences, Dolly Bay offers a warm, neighborly atmosphere surrounded by mature trees, tranquil ponds, scenic boardwalks, abundant Florida wildlife, and direct access to one of Pinellas County's premier freshwater lakes. Stretching nearly 9 miles with approximately 16 miles of shoreline, Lake Tarpon is renowned for exceptional bass fishing, boating, kayaking, paddleboarding, and spectacular sunsets. This spacious 1,633-square-foot residence is filled with natural light and features soaring vaulted ceilings, an open floor plan, inside laundry, abundant storage, a usable attic, and a versatile nook beneath the staircase that's perfect for a home office, reading area, decorative display, or pet retreat. The beautifully remodeled kitchen showcases real wood soft-close cabinetry, granite countertops, stainless steel appliances, a Breakfast Bar, Coffee Station, and abundant cabinetry. Matching granite continues throughout the bathrooms, while elegant wainscoting and a convenient Wet Bar make entertaining effortless. The home is being offered furnished for the seller's convenience, with the option to remove furnishings if preferred by the buyer, making it ideal as a primary residence, seasonal retreat, or investment opportunity. Upstairs, both bedrooms are spacious private suites with their own ensuite bathrooms, offering exceptional privacy for owners and guests. Relax on your screened balcony overlooking the peaceful pond and scenic boardwalk while enjoying the sights and sounds of owls, songbirds, squirrels, and Florida's natural beauty. Community amenities include a heated lakefront pool, clubhouse, tennis courts, waterfront boardwalk, fishing dock, fish cleaning station, community fire pit, picnic area with BBQ grills, and private access to Lake Tarpon. Boat slips are available on a first-come, first-served basis (currently $1,000/year), and kayak storage is available for just $100/year. The home includes one assigned parking space plus ample guest parking and is conveniently located near John Chesnut Sr. Park, the Pinellas Trail, Gulf beaches, shopping, dining, golf courses, top-rated healthcare, St. Pete/Clearwater and Tampa International Airports. Whether your perfect day includes boating across Lake Tarpon to the Tarpon Turtle Waterfront Grill for lunch or dinner, casting a fishing line at sunrise, paddling peaceful waters by kayak, or relaxing around the community fire pit with neighbors, Dolly Bay offers the Florida waterfront lifestyle you've been searching for. It's more than a home... it's the Florida lifestyle. Welcome to Dolly Bay.

2599 Dolly Bay Drive Unit 306, Palm Harbor
$979,000
3 Beds ⋅ 2 Baths ⋅ Ozona Shores 3rd Add SubDv. ⋅ 34683 Zip Code
Virtually Staged. Ozona Waterfront Stunner – Golf Cart Lifestyle! Experience the ultimate turnkey waterfront lifestyle in the golf-cart-legal community of coveted Ozona. This exceptional residence features over $200,000 in recent high-end upgrades, offering a private resort-style sanctuary. Launch your boat directly from your private dock, complete with newer composite wood decking and a brand-new seawall, providing a direct gateway to Honeymoon Island, Caladesi Island, and Clearwater Beach. Exquisite Interior & Upgrades... Inside, an open floor plan seamlessly merges living, dining, and kitchen areas with breathtaking water views. The chef’s kitchen serves as the heart of the home, boasting a custom quartz island, premium stainless steel appliances, and a designer backsplash. All bathrooms feature recent modern renovations, and a custom addition expands the laundry, fitness room, and garage storage. Enjoy total peace of mind with full hurricane-impact windows, a hurricane-rated garage door, and a recent roof and AC system. Resort-Style Outdoor Oasis... The backyard is a private paradise where dolphins and manatees frequently visit. Relax by the heated pool and integrated waterfall spa, surrounded by an expansive marble-tiled deck. The pool features a brand-new, state-of-the-art Low-Chlo purification system that provides crystal-clear water with drinking-water chlorine levels. A 300-square-foot lanai with premium fine-mesh clarity screening and custom powered exterior awnings ensures comfortable year-round outdoor living. The Unmatched Ozona Vibe.. Live like a local in Tampa Bay's favorite golf-cart community. Cruise effortlessly from your driveway to multiple marinas, popular local eateries, craft breweries, the Pinellas Trail, and the top-rated local elementary school. With a nearby bridge being raised to accommodate larger vessels, your boating access is better than ever. Don't miss this rare blend of luxury, waterfront convenience, and golf-cart-casual charm!

223 Pinecrest Drive, Palm Harbor
$245,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
Welcome home to the Village of Lake Tarpon Mobile Homes one of Palm Harbors most desirable 55+ communities located on Beautiful Lake Tarpon. Flood Zone X! You own the land! NO LOT FEE and LOW HOA FEE of just $109.00 monthly. This charming mobile home features 2 bedrooms with spacious walk-in closets, 2 full bathrooms, a bright Florida room, living and dinning area. Enjoy your beautiful stylish kitchen with quartz countertops, newer cabinets with stainless steel appliances and beautiful luxury vinyl flooring. Roof (2024), newer windows, siding and vapor barrier. Lots of parking, with double covered parking and space for your golf cart. Lake Tarpon Village offers a newly renovated heated pool, clubhouse, and an active social scene with shuffleboard, bocce, and a golf club that keeps the community connected. Access to Lake Tarpon, boating, fishing, sunset cruises, it’s all right here, along with a community ramp and space for your RV or boat. A short drive to Florida's top beaches and Golf Courses, and centrally located near shopping and local entertainment. Short drive north and you are in Tarpon Springs and the world-famous sponge docks, south and you are at the beautiful community of Dunedin which offers wonderful restaurants, marina, park and much more! Love the beaches, you are just a short drive away from Dunedin Causeway which gives you access to beautiful Honeymoon Island and a quick ferry ride to Caladesi Island State Park. Short drive to Clearwater Beach with world famous sandy beaches. Schedule a personal showing today before it's to late!

217 Lake Tarpon Drive Unit 24, Palm Harbor
$889,000
5 Beds ⋅ 3 Baths ⋅ Grand Cypress On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Masterclass in Florida luxury living. This luxury home is nestled on an oversized lot and located in a prime area of Grand Cypress on Lake Tarpon, this upgraded residence delivers effortless resort-style entertaining. Boasting 5 bedrooms, 3 bathrooms, and an oversized 3-car garage, the home shines brighter than a model and is positioned completely out of the flood zone. Boat docks, boat ramp and a private park are just across the street right on the Lake. Key Property Features & Recent Upgrades Outdoor Paradise: Step into your private backyard oasis featuring a saltwater pool, new pool heater, and a new screened pool enclosure framed by expansive, newly laid pavers. Curb Appeal: A new driveway, lawn, and lush landscaping accent the classic tile roof and mature, manicured greenery on this oversized lot. Gourmet Kitchen: The heart of the home features rich granite countertops, premium finishes, and seamless flow into the main living areas—ideal for hosting family and guests.. Immaculate Interiors: Freshly painted, this residence reflects absolute pride of ownership!

4586 Grand Lakeside Drive, Palm Harbor
$354,900
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Price Improvement - Now I'm a steal! Welcome to your own slice of Florida paradise in the highly sought-after 55+ community of Highland Lakes! This delightful two-bedroom, two-bath cottage perfectly blends comfort, character, and an easygoing coastal lifestyle. From the moment you arrive, you'll be charmed by the inviting front courtyard, where a majestic live oak provides cool shade over a spacious patio framed by a low brick wall—the perfect spot to enjoy your morning coffee, visit with neighbors, or unwind with an evening glass of wine. Inside, the home offers a bright, welcoming atmosphere, including plantation shutters on the windows and with luxury vinyl plank flooring throughout the living areas and bedrooms, complemented by tile flooring in the kitchen and baths. The updated kitchen features timeless white cabinets, Corian countertops, stainless steel appliances, and plenty of workspace for everyday living or entertaining. The beautifully remodeled main bathroom showcases a sleek walk-in shower, modern floating vanity, and stylish contemporary finishes, creating a spa-like retreat that elevates the home's appeal. One of this home's most enjoyable features is the spacious enclosed Florida room, complete with its own mini-split heating and cooling system, allowing you to enjoy this light-filled space comfortably year-round. Whether you envision it as a reading room, hobby space, home office, or additional gathering area, it quickly becomes one of the favorite rooms in the house. Just outside, the covered patio provides another inviting place to grill, entertain, or simply relax while overlooking the beautifully situated corner lot. Practical updates provide peace of mind, including a **2023 Carrier HVAC system** and a **2021 roof (with hurricane clips**, allowing you to spend less time worrying about maintenance and more time enjoying everything this wonderful community has to offer. And in your spacious 1-car garage, you'll find the golf cart, which comes with the house! And what a community it is! Highland Lakes is one of Palm Harbor's premier active-adult neighborhoods, offering an unmatched collection of amenities included with your HOA membership. Residents enjoy unlimited golf on three private executive courses, two heated swimming pools, tennis and pickleball courts, a vibrant clubhouse with dozens of clubs and social activities, arts and crafts studios, a fitness program, RV and boat storage (subject to availability), and the unique Lake Tarpon Lodge. From the lodge, residents can enjoy complimentary pontoon boat cruises across beautiful Lake Tarpon—including leisurely 90-minute excursions with a stop at the popular Tarpon Turtle Waterfront Grill for lunch or dinner. It's a lifestyle unlike any other in the area. Ideally located near Gulf beaches, the Pinellas Trail, shopping, dining, medical facilities, airports, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs, this delightful home offers the perfect opportunity to enjoy the very best of Florida living. Whether you're looking for a full-time residence or the perfect seasonal escape, you'll quickly discover that life feels a little more relaxed here beneath the oaks in Highland Lakes.

1496 Queen Anne Drive, Palm Harbor
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